DISCLOSURES
Important Notice: “InvestaX.io is operated by IC SG Pte. Ltd. (“InvestaX” or “IC SG”), a Singapore private limited company (Company Registration No. 201300459N). IC SG holds a Capital Markets Services license No. CMS100635 (“CMSL”) to deal in securities by the Monetary Authority of Singapore (the “Authority"), which allows IC SG to facilitate the primary offer and issuance of securities and act as an intermediary between issuers and investors. IC SG holds a regulatory exemption under the Financial Advisers Act (Cap. 110) which allows it to provide advice on units in collective investment schemes (broadly, pooled investments).

IC SG is also licensed by the Authority as a recognised market operator, to operate an organised market in respect of securities and units in collective investment schemes, the property of which consists only of capital markets products. (the “Organized Market”)

Disclosure is hereby made to all participants that

a)  all offers of securities made on the Organised Market are made in reliance on an exemption under Subdivision (4) of Division 1 under Part XIII of the Securities and Futures Act (“SFA”). Specifically, such offers are made on reliance on Sections 274 of the SFA (Offers made to institutional investors) and Section 275 of the SFA (Offers made to accredited investors and certain other persons);

b)  all offers of units in a collective investment scheme made on the Organised Market are made in reliance on an exemption under Subdivision (4) of Division 2 under Part XIII of the SFA;

c)  the admission of issuers of securities and units in collective investment schemes made available for trading on the Organised Market is not subject to the Authority’s oversight; and

d)  ICSG is only recognised by the Authority as a recognised market operator in respect of the Organised Market.
In addition, IC SG Pte. Ltd (“IC SG”) is exempted by the Authority from complying with section 7(1) of the SFA in respect of operating an organised market for collective investment schemes, the property of which consists solely of non-capital markets products (the “Exempted Market”).

For the Exempted Market, IC SG is also exempted by the Authority from complying with: sections 33(1), 35(1), 36(1), 37, and 39 of the SFA; regulations 24, 25, and 26 of the Securities and Futures (Organised Markets) Regulations 2018 (“SFR”); and paragraph 3 of the Notice on Execution of Orders by Market Operators (Notice No: SFA 02-N03),

Disclosure is hereby made to all participants that all offers of units in collective investment schemes made on the Exempted Market are made in reliance on an exemption under Subdivision (4) of Division 2 under Part XIII of the SFA; and that the admission of issuers of units in collective investment schemes made available for trading on the Exempted Market is not subject to the Authority’s oversight. Specifically, such offers are made on reliance on Sections 304 (Offers made to institutional investors) and Section 305 (Offers made to accredited investors and certain other persons)
RATES OF RETURN & NON-PERFORMING LOAN RATES
HISTORICAL RATES OF RETURNS MAY NOT REFLECT FUTURE RETURNS
This interest rate is derived from the sum of the net interest rate times the total loan amount per deal in a particular year, divided by the sum of the total loan amount in the same year.
Definition: Lowest And Highest Rates Per Annum
The lowest and highest interest rate (excluding defaulted loans) from deals that InvestaX launched in a particular year, net of fees and charges to investors
Definition: Weighted Average Per Annum
The weighted average interest rate (excluding defaulted loans) from deals that InvestaX launched in a particular year, net of fees and charges to investors.