Scaling Institutional-grade Tokenization with Regulated Digital Asset Platforms

Linh Tran

The tokenization of real-world assets (RWAs) promises to revolutionize finance, but access to a robust market has been a major hurdle - until now!

As a founding member of Union Chain, InvestaX is connecting tokenized RWAs with over 20 million verified users across Southeast Asia’s leading regulated digital asset platforms, including Coinhako, Indodax, Coins.ph, and Coins.co.th.

This integration unlocks new markets for tokenized assets by unlocking access to institutional, professional, and sophisticated investors across Asia - one of the world’s fastest-growing economic regions and home to one-third of the world’s high-net-worth individuals (HNWIs).

For issuers, this collaboration removes key market access barriers by offering:

A gateway to millions of investors through verified, regulated platforms.
Access to Southeast Asia’s $3.6 trillion economy, an emerging hub for alternative investments.
A secure, compliant framework for tokenized products, reducing regulatory risks.
Fiat-to-crypto infrastructure that makes it easier for institutional players to participate in tokenized finance.

The Distribution Problem in Institutional-Grade Tokenization

Real-world asset tokenization has made significant progress. From tokenized treasuries to private credit, issuers have begun to see the benefits of tokenized assets: faster settlements, operational efficiency, and fractional ownership.

However, the lack of reliable distribution networks has prevented tokenized financial products from reaching their full potential.

This is the barrier the industry is now working to overcome.

Regulated digital asset platforms are emerging as a critical part of the solution, offering issuers a bridge to institutional, professional, sophisticated, and retail investors across established and fast-growing markets.

Union Chain: Connecting Issuers to 20M+ Verified Users

Recognizing this need, InvestaX joined Union Chain as a founding member to help accelerate the adoption of tokenized RWAs by connecting issuers with over 20 million users across Southeast Asia and beyond.

Key digital asset platforms in Union Chain:

Coinhako (Singapore) – 400,000+ users, MAS-licensed. A secure, regulated platform providing institutional and retail investors access to tokenized RWAs in Singapore.
Coins.ph (Philippines) – 18M+ registered users. A leading crypto payments and remittance platform with fiat onramps, enabling PHP transactions for tokenized assets.
Indodax (Indonesia) – 5.7M+ members, billions in monthly trading volume. Indonesia’s largest crypto exchange, offering IDR trading pairs for seamless access to tokenized RWAs.‍
Coins PH (Thailand) - Founded in 2014, SEC-licensed. Thailand’s first blockchain-based broker and dealer, providing a compliant gateway for tokenized RWAs in the Thai market.

Why Digital Asset Platforms Matter for RWA Issuers

Regulated digital asset platforms remain key to bridging tokenized RWAs to mainstream investors, especially for issuers targeting institutional-grade capital.

Below is why.

1. Scale & Reach

Platforms like Indodax and Coins.ph are trusted platforms with millions of verified users, ranging from institutional investors to high-net-worth individuals and sophisticated investors.
For issuers, this is real market access, ready-made investor pools in markets like Indonesia, Thailand, and the Philippines, where traditional investment products often have high barriers to entry.

2. Regulated, Trusted Platforms

These platforms operate under clear licensing frameworks, ensuring compliance with local financial regulations.
For issuers, this reduces risk when expanding into new markets and increases investor confidence in tokenized products.

3. Fiat On/Off Ramps

These platforms are deeply integrated with local banking systems, providing seamless fiat-to-crypto gateways.
Issuers benefit from frictionless investor onboarding, enabling smoother access to tokenized assets compared to crypto-only platforms.

4. Institutional-Grade Liquidity

While peer-to-peer markets and decentralized exchanges often struggle with thin liquidity, these platforms aggregate demand from across user segments.
For issuers, this improves price discovery, reduces spreads, and supports larger transaction volumes.

Lessons from Early Attempts: Why Tokenization Must Be Licensed

The idea of integrating tokenized RWAs into digital asset platforms isn’t new. Several platforms have tested tokenized stock or bond products, but many stumbled due to regulatory uncertainty.

Notable Examples:

Binance launched tokenized stocks but halted the service in 2021 due to regulatory pressure.
FTX offered tokenized equity products before its collapse, highlighting the need for strong compliance and investor protection measures.

These cases underscore a clear lesson for issuers: distribution without regulatory clarity is not sustainable.

Union Chain’s approach is different: every tokenization platform and digital asset platform within the network is licensed and regulated, ensuring issuers and investors operate within a legally robust environment.

InvestaX + Union Chain: A Regulated Path to Mass Tokenization Adoption

As a licensed tokenization platform in Singapore, InvestaX plays a central role within Union Chain.
We provide the legal infrastructure and tokenization expertise for issuing compliant RWAs, including: